Contact Inro

  • 1 Hoghton Business Centre, Hoghton Road, St Helens, WA9 3HS. ​
  • 01744 345 007
  • info@smartcarcredit.co.uk
  • Office Hrs: Today 9.00am to 6.00pm
item

Apply For Car Finance

Apply for car finance through our website
find out more
item

Car Finance Decision

We will review your application
find out more
item

Choose Your Car

We will help you find the perfect car
Find out more

GET STARTED

0$

Thanks, we will contact you soon

Choose the Tenure

You need to select an item to continue

NEXT STEP

Enter the Loan Amount

Enter a Amount between £2500 and £5000

You need to select an item to continue

NEXT STEP

CAR FINANCE CALCULATOR



Borrowed amount : £[item-232_quantity]

Borrowing rate :  49.9% APR

The monthly cost would be [item-235_price] per month over [variable-3] months


The total cost of your loan would be [item-236_price] 


Your Email

Summary

Description Information Quantity Price
Discount :
Total :

Contact Us

WHO WE CAN HELP

Here at Smart Car Credit we are specialists in providing bad credit car finance. We aim to help you find an affordable car that suits your needs even if you have had bad credit in the past. But we know that car finance can sometimes seem complicated. So, we created a car finance calculator to help – a free tool that will set things straight before you apply

Representative example – Total amount of credit £4750, annual interest rate 25% (fixed), charge for credit £3572.48 (£3562.48 interest charged and £10 option to purchase fee), total amount payable £8322.4836 monthly instalments of £231.1849.6% APR Representative. – Subject to status & affordability.

Contact us for more info…
Awesome Image
Awesome Image

Leading car finance
provider with a national reputation

Here at Smart Car Credit we are specialists in helping people secure finance who may have been declined by other lenders. We want to help our customers get back on the road to better credit.

We are specialists in helping people secure car finance if they have a less than perfect credit profile. We are authorised and regulated by the Financial Conduct Authority (FCA) and are committed to achieving fair outcomes for all of our customers. Our agreements are highly flexible, short-term usually 24 - 36 months, with no deposit options available.

Awesome Image

Get In Touch Today

& be on the road tomorrow

Who we can help..

Bad Credit:

Have you missed a few repayments in the past? You may have a poor credit history due to defaults or arrears in the past, we will do our very best to get you approved for car finance help you get back on the road.

Benefits income:

Is your income made up of benefits? We can include certain benefits income that would normally be excluded by other lenders while making our decision on your car finance application.

Employment type:

Started working for yourself and need a new car? We can take into consideration your application if you are self-employed as long as you can provide proof of your income then it all counts.

How it works...

Please follow the following steps
& you'll be on the road in no time at all

Start by using
the finance calculator

Work Out
your affordable budget

Contact Us
with your details today

Awesome Image

Apply for car finance

Apply for car finance through our website, complete our straightforward car finance application form and you could be zooming around in your new car.
Awesome Image

Discussion Yor Budget

We will review your application. Once conditionally approved for car finance we will provide you with a provisional credit limit.
Awesome Image

Pick Your Car

We will help you find the perfect car for your circumstances through a dealer from our approved network. You will need to provide all the documents we may require. Once passed, we can offer you a full approval for finance.
Sign the paperwork online and then it’s time to drive away your new car
Start your application with Smart Car Credit. Discuss with experts

Get In Touch With Us

Which is the same as saying through shrinking from toil and pain. These cases are
perfectly simple and easy to distinguish.

Need help? Email our support team at info@smartcarcredit.co.uk

Smart Car Credit.  We are specialists in helping people secure car finance if they have a less than perfect credit profile. We are authorised and regulated by the Financial Conduct Authority (FCA) and are committed to achieving fair outcomes for all of our customers. 

All Rights Reserved HJI Motors Ltd trading as Smart Car Credit
Made with ❤ by Rockerfeller Media.